Parents and child at school


A comprehensive protection plan with coverage for 50 Critical Illnesses to ensure your family’s lifestyle is secure.

Extra plans

You can also add extra plans to
strengthen your coverage. Choose from plans that:

Pay you a lump sum upon
diagnosis of critical illness:

  • Critical Care +

Pay your premiums if you have a
critical illness:

  • Critical Care Waiver of Premium

Pay you a lump sum upon TPD or

  • Parent Coverage Benefit (Spouse/additional life coverage)

Pay you and your family annual
income upon TPD or death:

  • Family Income Benefit

Learn more

More about PRUទ្រព្យខ្ញុំ
An insurance plan that guarantees your family's financial protection.

PRUទ្រព្យខ្ញុំ is a protection focused insurance plan that provides you with protection against critical illness, death or Total and Permanent Disability (TPD).  

About your plan

How old must the life assured (the person covered by the plan) be when the plan starts?

18 – 60 years old (age at last birthday)

How long does the coverage last?

10 - 30 years

How much does it cost (your premium)?

  • Starts from $18/month

This is with the assumption that you are a 30 years old individual (healthy female and doesn't smoke) who are buying $20,000 policy for 30 years term.

Note: Remember that the younger and healthier you are, the cheaper it is for you to buy an insurance.

What’s the minimum amount of coverage?


What’s the maximum amount of coverage?

Subject to underwriting

How can I pay my premiums?

You can pay your premiums through any of these payment methods:

  • Standing Order (At bank counter)

  • Direct Debit

  • Mobile Wallet (ACLEDA Toan Chet, ABA Mobile Payment, Wing Mobile Payment)

  • Cash (applicable if you pay your premiums annually) 

What is the frequency of payments available for me?

  • Monthly

  • Annually

Will I receive an extended life coverage period?

No, extended life coverage is available with our savings plans.

Is there any case where I can waive my premium?


If late stage critical illness* claim has been made, no further premium payment is required, and the company will continue your protection.

*Only applicable with Critical Care+ rider and Critical Care Waiver of Premium have been purchased

More about the extra plans
These help you top up and customise the protection under your product to ensure you are appropriately protected.
About your plan

Critical Care +

provides you with diagnosis benefits against 50 conditions of critical illness. You can claim:

  1. 25% of sum assured for Early Stage critical illness claim or up to $25,000

  2. 100% of sum assured for Late Stage critical illness claim (minus Early Stage claim if any) 

Critical Care Waiver of Premium

provides you with waiver of all future premiums after Late Stage critical illness claim has been paid, until the end of your policy term.

Parent Coverage Benefit (Spouse/Additional Life Coverage)

provides you or your family with additional coverage (benefit can be bought up to 500% of base plan sum assured) on death/TPD claim.

Family Income Benefit

provides you or your family with additional annual income from the year following death/TPD claim until the end of your policy term (benefit can be bought up to 50% of base plan sum assured).