- Affordable Saving
Choose your saving plan that best suits your affordability, with starting premium as low as $5 per month or $30 per year
- Guaranteed Return
Guaranteed return of at least 100% of total premium paid as Maturity Benefit when the set conditions are met
- Full Protection
You will get full financial protection based on your saving plan in case of unfortunate event
Other Product benefits
No Medical Checkup
More about PRUSave
About your plan
|What is PRUSave?||
PRUSave is a savings product that is suitable for any individuals who seek funds accumulation while getting protected at the same time upon death/Total and Permanent Disability (TPD).
|Who is eligible to purchase PRUSave?||
You may purchase the plan if you are a Cambodian citizen or who has been resident in Cambodia for at least 6 months and with a bonafide residential address in Cambodia, aged from 18 - 45 years old.
|What is the Policy Term of this coverage?||
6 years, and automatically extend to Extended Accumulation Period that can be up to a maximum of 6 years
|What is the amount of death/TPD Benefit payable for PRUSave?||
The amount of death/TPD Benefit during the Policy Term is payable as followings:
During the Extended Accumulation Period, the amount of death/TPD Benefit is equal to the Policy Value as of the date of death/TPD.
How much is the premium?
The premium is based on selected frequency as followings:
What are the benefits payable to PRUSave?
The product provides coverage in case of death/Total and Permanent Disability (TPD). In addition, it provides the Maturity Benefit in case of no claim is made during the Policy Term. Surrender Benefit is also provided upon partial or full surrender.
The benefits would be payable as followings:
Death/Total and Permanent Disability (TPD) Benefit
100% of the Sum Assured payable upon death/TPD
100% of Policy Value on the maturity date, which is guaranteed to be at least 100% of all premiums paid in case you purchase:
If the Maturity Benefit is not redeemed, the policy will be automatically extended to the Extended Accumulation Period, in which the death/TPD Benefit is equal to 100% of Policy Value as of the date of death/TPD, and the Policy Value can be redeemed at any time within the Extended Accumulation Period without any charge.
|What is the Policy Value and how is it calculated?||
Policy Value is the balance of the value that is calculated on monthly basis by:
|How to redeem the Maturity Benefit on the policy maturity date?||
You can redeem the Maturity Benefit on the policy maturity date by informing us at any time during the sixth policy year and before the end of the policy maturity date. In the event that you choose to redeem the Maturity Benefit, the Maturity Benefit shall be payable on the policy maturity date, and the policy shall be terminated upon this payment.
|How can I purchase PRUSave?||
You can purchase PRUSave conveniently from anywhere using these simple steps:
|How do I submit claims?||
You may register a claim through the following means:
The Key Exclusion
|What are the key exclusions?||
Key exclusions of PRUSave include but are not limited to: