Pay for 7 years, Enjoy Protection Up to Age 75 with No Medical Check-Up
Comprehensive solution that offers long-term life protection, annual income benefits, and long-term wealth security. It will help safeguard you and your family’s financial future while providing regular income and maturity benefits to support your lifestyle needs, financial goals, retirement, and legacy planning.
Policy Owner:
• Cambodian citizens or who has been resident in Cambodia, age 18 years old.
Life Assured:
• Cambodian citizens or who has been resident in Cambodia, age 30 days to 60 years old.
The expiry age of this plan is 65, 70, 75 years old, by customer’s selection.
Cover till 65, 70, and 75 years old
(minimum policy term of 15 years is applicable to Life Assured aged 60 years old at policy inception)
Limited Pay: 7 Years
Minimum Sum Assured is $3,000
1. Death/Total and Permanent Disability (TPD) not due to Accident
In the event of death of the Life Assured or the Life Assured suffers from TPD not due to Accident and the policy is in-force, we shall pay the Death/TPD benefit up to 700% of sum assured.
The Policy shall be terminated with the payment of these benefits.
2. Death/Total and Permanent Disability (TPD) due to Accident
In the event of death of the Life Assured or the Life Assured suffers from TPD not due to Accident and the policy is in-force, we shall pay the Death/TPD benefit up to 2,100% of sum assured.
The Policy shall be terminated with the payment of these benefits.
3. Juvenile Lien Provision
If the insured event occurs before the Life Assured attains the age (at last birthday) of four (4) years, all benefits payable shall be in accordance with the following schedule.
Benefit payable, expressed as a percentage of benefit as per life certificate | |
Under 2 years old | 40% |
2 years old – under 3 years old | 60% |
3 years old – under 4 years old | 80% |
4 years old and above | 100% |
4. Annual Income Benefit
5% of Sum Assured will be payable at the beginning of each Policy Anniversary starting from Policy Year 2 until the last Policy Anniversary before the end of Policy Term, provided that Policy is still in force as required and no surrender or Death/TPD claim during the period of assessing the Annual Income.
5. Maturity Benefit:
In the event that the Policy is in force on the Policy Maturity Date, the Policy Owner is entitled to the Maturity Benefit under this Policy equal to 750%, 700%, and 650% of Sum Assured when life assured is 75, 70, and 65 years old respectively.
Worldwide
Free-look period is applicable for 21 days from the issuance date should you decide to cancel the policy.
* Refer to the Insurance Policy for further details of the exclusions.
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