Safeguard the financial future of you and your loved ones with life protection and critical illness coverage. It ensures that you can secure your loved ones' financial future while also receiving the benefits of some return at maturity.

Cambodian citizens or who has been resident in Cambodia, age 18 to 60 years old. The expiry age of this plan is 65 years old.

Policy term is 5 years 

Single-pay or One-time payment

Minimum annual premium is $3,000

Maximum annual premium is $50,000

• Death/Total and Permanent Disability (TPD) not due to Accident Benefit: 100%
• Death/Total and Permanent Disability (TPD) due to Accident Benefit: 300%
• 50 Critical Illness conditions
• Partial Cash Back Benefit at Maturity: 40% Return on Premium

Free-look period is applicable for 21 days from the issuance date should you decide to cancel the policy.

• Suicide or self-inflicted injury within two years of the policy start date

• HIV and related illnesses

• Criminal acts by the policy owner, life assured, or beneficiary

• Drug or alcohol abuse 

• Exclusions in Part (a)

• Dangerous sports activities 

• Aviation activities (except as a fare-paying passenger on a licensed commercial aircraft)

• War or aggressive acts 

• Illness caused by insect bites or worm infestation

• Pre-existing conditions 

• HIV and related illnesses 

• Critical illness diagnosed within the waiting period 

• Early-stage critical illness condition diagnosed during waiting period and progressed to Late-stage after the waiting period

• Death of Life Assured within 14 days from critical illness diagnosis

• Any covered critical illness condition or medical procedure caused by attempted suicide, alcohol or drug abuse; or while attempting to or while committing a crime

• Illness caused by donation of the Insured’s organs