Product benefits

LoanSafe Care+ is a comprehensive insurance solution that protects your loan repayments in the event of Death or Total and Permanent Disability (TPD), while also providing built-in coverage for critical illness.

Affordable Plans

that can customize your insurance coverage as per your outstanding Loan.

High flexibility

Available for various types of loans such as Home, SME, Personal, and Car

Death or Total and Permanent Disability (TPD)

Providing additional benefit of USD 3,000 in case of the accidental Death or Total and Permanent Disability (TPD).

Get protected up to 50 Critical illness conditions

(1) 25% of the sum assured for an Early-Stage critical illness, or up to $25,000. (2) 100% of the sum assured for a Late-Stage critical illness (minus any amount already claimed for Early Stage).

FAQ​s

You may be eligible for LoanSafe Care+ if you meet the following criteria:

  • Age: Between 18 and 68 years old
  • Loan Application: You are applying for a loan through an eligible distribution channel.
  • Residency: You reside in Cambodia or hold a valid work permit. 
  • Underwriting: You meet the underwriting criteria as stated in the Terms & Conditions. 

Policy Term refers to the coverage period of this plan. 

LoanSafe Care+ is available with a policy term of 1 to 6 years.

Premium Term: Single premium payment (one-time payment).

Free-look period is applicable for 21 days from the issuance date of the Life Insurance Certificate should you decide to cancel the policy.

In case the Policy is cancelled within the Free-Look Period, we shall refund to the Policy Owner: (i) all Premium received by the Company; minus (ii) medical examination fees, if any; minus (iii) outstanding debts, if any.

Exclusion

  • Suicide or self-inflicted injury within two years of the policy start date;
  • HIV and related illnesses;
  • Criminal acts by the policy owner, life assured, or beneficiary;
  • Drug or alcohol abuse; 

Additional Benefit in case of Death or Total and Permanent Disability (TPD) due to an accident:

  • Exclusions listed above;
  • Dangerous sports activities;
  • Aviation activities (except as a fare-paying passenger on a licensed commercial aircraft); 
  • War or aggressive acts;
  • Illness caused by insect bites or worm infestation;

  • Pre-existing conditions; 
  • Critical illness diagnosed within the waiting period; 
  • Suicide, self-inflicted injury, or unprescribed drug use; 
  •  
  • Criminal acts by the policy owner, life assured, or beneficiary; 
  • Drug or alcohol abuse; 
  • Death within the survival period;

Download documents

Other Products

Ready to start a conversation?

Share your contact details and let our expert team guide you through the best options for your needs

icon Get in touch