Comprehensive solution that offers long-term life protection, annual income benefits, and long-term wealth security. It will help safeguard you and your family’s financial future while providing regular income and maturity benefits to support your lifestyle needs, financial goals, retirement, and legacy planning.  

Cambodian citizens or who has been resident in Cambodia, age 30 days to 60 years old. The expiry age of this plan is 65, 70, 75 years old, by customer’s selection. 

Cover till 65, 70, and 75 years old

(minimum policy term of 15 years is applicable to Life Assured aged 60 years old at policy inception)

Limited Pay: 7 Years

Minimum annual premium is $3,000

Maximum annual premium is subject to underwriting requirement

1.      Death/Total and Permanent Disability (TPD)

• Up to 700% of sum assured payable upon Death/TPD not due to accident
• Up to 2,100% of sum assured payable upon Death/TPD due to accident

2.      Annual Income Benefit: 5% of Sum Assured starting from beginning of year 2 till the end of Policy Term

3.      Maturity Benefit: Guaranteed 750%, 700%, and 650% of Sum Assured when life assured is 75, 70, and 65 years old respectively.

Worldwide

Free-look period is applicable for 21 days from the issuance date should you decide to cancel the policy.

• Suicide or self-inflicted injury within two years of the policy start date
• HIV and related illnesses
• Criminal acts by the policy owner, life assured, or beneficiary
• Drug or alcohol abuse

• Exclusions in Part (a)
• Dangerous sports activities
• Aviation activities (except as a fare-paying passenger on a licensed commercial aircraft)
• War or aggressive acts
• Illness caused by insect bites or worm infestation

* Refer to the Insurance Policy for further details of the exclusions.