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Parents and child at school

PRUអនាគតកូនខ្ញុំ

An insurance plan that comprehensively enables you to secure your child's education. It helps you create a financial plan & then protects that plan against unfortunate events including 50 Critical Illness.

Extra plans

You can also add extra plans to
strengthen your coverage. Choose
from plans that:

Pay you a lump sum upon diagnosis of critical illness:  

  • Critical Care +

 

Pay your premiums if you have a critical illness: 

  • Critical Care Waiver of Premium 

 

Pay you a lump sum upon TPD or death: 

  • Safety +

  • Parent Coverage Benefit

 

Pay you and your family annual income upon TPD or death: 

  • Family Income Benefit

 

Learn more

More about PRUអនាគតកូនខ្ញុំ
An insurance plan that prioritizes your child's future and provides your loved ones peace of mind.

PRUអនាគតកូនខ្ញុំ is a life insurance plan that provides you with protection against critical illness, death or Total and Permanent Disability (TPD) while buidling a saving fund for your child’s education.


About your plan

How old must the life assured (the person covered by the plan) be when the plan starts?

18 – 50 years old (age at last birthday)

How long does the coverage last?

10, 12, or 15 years

How much does it cost (your premium)?

  • Starts from $30/month

This assumes that you are an 18 years old individual ( healthy and doesn't smoke ) who buys a $4,000 policy basic plan with all riders at 100% base plan for 15 years term.

Note: Remember that the younger and healthier you are, the cheaper it is for you to buy an insurance.

What’s the minimum amount of coverage?

$4,000

What’s the maximum amount of coverage?

Subject to underwriting

How can I pay my premiums?

You can pay your premiums through any of these payment methods:

  • Standing Order (At bank counter)

  • Direct Debit

  • Mobile Wallet (ACLEDA Toan Chet, ABA Mobile Payment, Wing Mobile Payment)

  • Cash (applicable if you pay your premiums annually or semi-annually) 

What is the frequency of payments available for me?

  • Monthly

  • Semi-annually

  • Annually

Will I receive an extended life coverage period?

Yes, for 5 years.

Note: After your maturity benefit has been paid and your plan ends, you will receive an extended life coverage for a period of 5 years with no further premium payment required.

Is there any case where I can waive my premium?

Yes

If late stage critical illness*, death, or TPD claim have been made, no further premium payments are required, and the company will pay maturity benefit by the end of policy term.

*Waiver of premium for late stage critical illness claim is only applicable when Critical Care Waiver of Premium rider is attached to the policy.

More about the extra plans
These help you top up and customise the protection under your product to ensure you are appropriately protected.
About your plan

Critical Care +

provides you with diagnosis benefits against 50 conditions of critical illness. You can claim: 

(1) 25% of sum assured for Early Stage critical illness claim or up to $25,000

(2) 100% of sum assured for Late Stage critical illness claim (minus Early Stage claim if any) 

 

Critical Care Waiver of Premium

provides you with waiver of all future premiums after Late Stage critical illness claim has been paid, until the end of your policy term.

Parent Coverage Benefit (Spouse/Additional Life Coverage)

provides you or your family with additional coverage (benefit can be bought up to 500% of base plan sum assured) on death/TPD claim.

Family Income Benefit

provides you or your family with additional annual income from the year following death/TPD claim until the end of your policy term (benefit can be bought up to 50% of base plan sum assured).

Safety+

provides you or your family with additional coverage (100% of sum assured) on accidental death/TPD claim.