A life insurance plan that helps you secure your child’s future education fund.

As parents, our dreams start from the day our child is born, and they only keep growing. One thing linking your dreams today to the reality in the future is your child’s higher education.



Premium Payment Term


Flexible Mode of Payment

Product Details

Age limit

18 - 50 years (Age at last birthday)

Maximum age at end of policy term

60 years (Age at last birthday)

Policy Term

10, 12, 15 (years)

Mode of Payment

Annually, Semi-annually or Monthly

Method of Payment


Standing order

Maturity Benefit


Death and TPD Benefit

100% of Sum Assured for Normal Death or Total and Permanent Disability (TPD) and 200% of Sum Assured in case of Death or Total and Permanent Disability is caused due to an accident.

Discounts on Premium

a) Get 2% discount on annual premium mode of payment if using non cash method of payment such as Standing Order
b) Get 5% discount on premium for Sum Assured of basic plan from $10,000

Minimum Sum Assured

$2,000 for 18-39 years-old

$3,000 for 40-50 years-old


Parents coverage benefits rider allows you to have additional life insurance for your spouse within the same policy. This cover can also be purchased by you to enhance the life insurance benefits.

  • Under this rider, in case of occurrence of the insured event,  100% of the Sum Assured of this rider is payable. In case of occurrence of the insured event due to an accident, 200% of the sum assured of this rider is payable. However, specific rules apply for the amount of sum assured that can be purchased for the spouse.

Family Income Benefit rider allows you to guarantee a fixed annual amount payable to your family in case the insured event occurs. This benefit can be purchased for you as well as your spouse.

  • Under this rider, in case of occurrence of the insured event, 100% of the sum assured of this rider is payable annually till the end of the remaining policy term. The sum assured under this rider is at 25%* of the sum assured chosen in .

These riders do not have any maturity benefits. 



*You can choose to increase the protection up to 50% of the base plan SA of  .

Mr. Sam is a 35-year-old married man is living in Phnom Penh. He has a 3 year old daughter, Chariya, who has recently started going to a play school. As per his plan, Chariya would be going to university at the age of 18-19 years, and he wants to ensure that her higher education is well planned for. After learning about the benefits of , he decides to purchase it with the following benefits:

Mr. Sam will purchase with Sum Assured of $10,000 and a Family Income Benefit rider of $2,500.

Given Chariya’s current age, he wants to buy a 15 years policy term, which would be the time by when she would begin going to university programs.


Total Annaul Premium that Mr.Sam has to pay


Total Premiums paid by Mr Sam over 15 years


Guaranteed life insurance benefits
in case an unfortunate event befalls Mr Sam

Sum Assured in case unfortunate event befalls Mr Sam is as follows:

  • In the event of normal death/TPD
  • In the event of the accident death/TPD


$10,000 OR


Payable on every policy anniversary following the unfortunate event.


Guaranteed maturity benefit payable at the end of 15th year



$26,000 (If the beneficiary choose installment option)

No need to pay any further premiums from the date of death/TPD.



* The premium indicated is for a healthy male and includes a non cash discount and large Sum Assured discount. This value does not include tax.

**The benefit under the Family Income Benefit rider will be paid to the beneficiary every year, on the annual anniversary of the insurance policy after the occurrence of the insured event until the end of the rider term

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