eduCARE

Understands your child's future is your priority.

The best gift for your children is an education that will ensure a better future for them.

Highlights

10year (1)

Policy Term

5year_new (2)

Extended Life Coverage Term
(No Further Premium payment)

3year

Discount on​ Premium for large Sum Assured ≥ $30,000

2per

Discount on annual Premium paid by non-cash method

Age limit

18-50 years (age at last birthday)

Maximum age

60 years (at the end of the Policy Term)

65 years (at the end of the Extended Life Coverage Term)

Policy Term

10​ years​  12 years ​ 15 years

Extended Life Coverage Term

5 years *

(No Further Premium Payment)

Mode of payment

Monthly, Semi-Annually, Annually

Method of payment

1. Cash

2. Standing order

Guaranteed Maturity Benefit

Yes **

Furthermore, if something unfortunate happens to you during the Policy Term, no further premiums are required and the company will pay the Maturity Benefit at the end of the Policy Term.

Death or Total and Permanent Disability (TPD) Benefit during the Policy Term

1. 100% of Sum Assured for Death or TPD that is not caused due to an accident or 200% of Sum Assured in case Death or TPD is caused due to an accident.


2. Family Income Benefit equal to 10% of the Sum Assured, payable annually on every Policy anniversary till the end of the Policy Term, following the date of death/TPD.

Death or Total and Permanent Disability (TPD) Benefit during the Extended Life Coverage Term

100% of Sum Assured for Death or TPD that is not caused due to an accident or 200% of Sum Assured in case Death or TPD is caused due to an accident.

Minimum Sum Assured

$4,000

Riders

 

Parent Coverage Benefit rider

Allows you to purchase additional life insurance coverage for your spouse within the same Policy. This cover can also be purchased by you to enhance the life insurance benefits.

Under this rider, in case the insured event is not caused due to an accident, 100% of the Sum Assured of this rider is payable. In case the insured event is caused due to an accident, 200% of the Sum Assured of this rider is payable. However, specific rules apply for the amount of Sum Assured that can be purchased.

Family Income Benefit rider *** 

Allows you to guarantee a fixed annual amount payable to your family in case the insured event occurs. This benefit can be purchased for you as well as your spouse.

Under this rider, in case of occurrence of the insured event, 100% of the Sum Assured of this rider is payable annually till the end of the remaining Policy Term.

  • These riders do not have any maturity benefits.
  • The riders' death/TPD benefits are not applicable during the Extended Life Coverage Term.

 

* Begins at the end of the Policy Term and lasts for a period of 5 years, provided that the Policy is still in force at that time.

** Provided the Policy is still in force at the end of the Policy Term

***  You can choose to increase the protection up to 50% of the base plan Sum Assured of eduCARE. 

  • Mr. Samnang, a 30 years old married man to Mrs. Bopha, 29 years old. They have a lovely daughter, Nary, who is now 3 years old. Mr. Samnang wants Nary to attend Institute of Foreign Languages to get her Bachelors in English Literacy when she reaches the age of 18. Mr. Samnang needs to plan for an amount of $10,000 as an education fund for her tuition fee and other expenses. 

    * The premium shown in the table is for a standard case and does not include tax. An additional Premium may be charged by the Company based on a medical assessment of your health. Premium related tax, if any, will be charged as per the applicable laws and regulations.

Product Enquiry

For more information and special offers.

* Required Fields
First Name *
Last Name *
Preferred Contact Method (Please provide a phone number and/or email address.) *
Preferred Contact Time (Select one) *

 

Learn More

Back to Top